Terms of Use

37X Financial Literacy Provider (“37xFLP”) maintains the website 37xflp.com (“Website”) to provide visitors with information about 37xFLP’s profile, information, products, and services (“Services”) and to facilitate communication with various users availing its Services. 37xFLP offers the Website as a forum to disseminate information about itself, its Services, to receive user feedback, and to source business through the internet (“Platform”).

By continuing to use the Website and irrespective of whether you are a customer, visitor, guest, registered user, or others who browse the Website (“You” or “User”), by clicking “I Accept,” and/or logging onto the Website, you agree to be bound by the Terms and Conditions (hereinafter referred to as the “T&Cs”). If you represent an entity, firm, or company, clicking “I Accept” signifies that you are binding your entity, firm, or company to these T&Cs. If you do not agree to all the terms and conditions of the T&Cs, click “Cancel”. In such case, you will not have any right to use the Website and shall not be further allowed to access the Website.

These T&Cs are to be construed as an offer by 37xFLP (till you do not click on any option) to you to access/use the Website which upon your clicking ‘I Accept’ shall be deemed to be acceptance thereof, making these T&Cs a binding contract in law (“Contract”).


1. Acceptance of Terms

Your use of the Website is subject to the published T&Cs and the Privacy Policy at 37xflp.com/privacy-policy/. Each time you use the Website, you agree to be bound by the following T&Cs and Privacy Policy. If you do not agree to all conditions, you must immediately discontinue your use of the Website.

37xFLP may revise and update these T&Cs from time to time at its sole discretion. All changes are effective immediately when published on the Website and apply to all access and use of the Website thereafter. Your continued use of the Website following such revisions means that you accept and agree to the changes. Users are expected to keep abreast of any changes made on the Website on a regular basis.


2. Intellectual Property & Usage

By accessing the Website you agree that:

  1. All information, content, materials, data, news items, products (including, but not limited to text, content, photographs, graphics, video, and audio content), financial data, research, recommendations, and opinions or other financial information (“Content”) are protected by copyright and intellectual property law in the favor of 37xFLP.

  2. All information submitted through the Website shall be deemed to be the property of 37xFLP, and 37xFLP shall be free to use any ideas, concepts, know-how, or techniques provided by you on the Website.

  3. The software and hardware underlying the Website are the legal property of 37xFLP and its respective vendors. Access to the Website does not convey any proprietary or ownership rights in the same. You shall not attempt to modify, translate, disassemble, reproduce, decompile, or reverse engineer the software/hardware underlying the Website.

  4. Not all the products and services offered on this Website are available in all geographic areas. Eligibility for products or services is at the discretion of 37xFLP.


3. Links to Third-Party Websites

The Website may contain links to third-party websites that are not owned or controlled by 37xFLP. 37xFLP has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites.

By using the Website, you expressly relieve 37xFLP from any and all liability arising from your use of such third-party sites. Unless expressly stated, a link from 37xFLP does not imply endorsement or association.


4. User Conduct

You understand that all content posted, uploaded, transmitted, or made available on/by the Website is the sole responsibility of the person from whom such content originated. 37xFLP does not guarantee the accuracy, integrity, or quality of user-generated content. You may be exposed to content that is offensive, indecent, or objectionable, and under no circumstances will 37xFLP be liable for such content.


5. Access to Website

37xFLP reserves the right to withdraw or amend the Website, and any service or material provided, at its sole discretion without notice. 37xFLP will not be liable if, for any reason, all or any part of the Website is unavailable at any time.


6. User Information

While accessing the Website, you may provide information (“User Information”) such as name, email address, phone number, or other data. 37xFLP will maintain the secrecy of User Information under applicable laws. The collection and use of such information is governed by our Privacy Policy.


7. Modification of Website or T&Cs

37xFLP reserves the right, at its sole discretion, to modify, discontinue, or terminate the Website, or any content thereon, at any time without notice. 37xFLP may also modify these T&Cs. Significant changes will be notified via email (if available) or by a prominent notice on the Website.

If you disagree with the revised T&Cs, your sole remedy is to cease using the Website.


8. Limitation of Liability

37xFLP makes no warranty regarding access speed, uptime, or availability of the Website. Users access the Website at their own risk. 37xFLP shall not be liable for any direct, indirect, incidental, or consequential damages arising out of use of the Website or reliance on its Content.


9. Governing Law & Jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of India. You agree to the exclusive jurisdiction of the courts in Jaipur, Rajasthan, as regards any claims or matters arising under these T&Cs.