Terms & Conditions

1. Acceptance of Terms

By accessing or using the 37X Financial Literacy Provider (37xFLP) website (37xflp.com) or services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, please refrain from using our services.


2. Eligibility

To use our services, you must be a legal resident of India and of legal age to enter into a binding contract.


3. Services

37xFLP offers a range of financial services including:

  • Life Insurance (Tata AIA)

  • General Insurance (Tata AIG)

  • Mutual Funds

  • Digital Currency Investments

  • Affiliate Partner Program

  • Loans (Home Loans, Personal Loans, Loan Against Property, and Business Loans)

Each service is subject to eligibility criteria, terms, and conditions as specified on our website or communicated to you during the application process.


4. Application Process

To apply for any service, you must complete the relevant online application form with accurate and complete information. We reserve the right to verify your information and may request additional documents as necessary.


5. Approval of Services

Approval of services (such as loans or insurance policies) is subject to eligibility checks, credit evaluation, income verification, and other underwriting criteria. 37xFLP reserves the right to approve or reject applications at its sole discretion.


6. Interest Rates and Fees (For Loans)

Interest rates, fees, and charges applicable to your loan will be clearly outlined in the loan agreement provided to you prior to acceptance.


7. Repayment (For Loans)

You are responsible for making loan repayments as per the repayment schedule specified in your loan agreement. Late payments may attract penalties and additional interest charges.

 

8. Default (For Loans)

In case of default in repayment, 37xFLP reserves the right to take legal action to recover the outstanding amount. This may include but is not limited to repossession of collateral, if applicable.


9. Intellectual Property

All content on the 37xflp.com website, including but not limited to text, images, logos, graphics, videos, and software, is protected by intellectual property rights. Unauthorized use, copying, or distribution of this content is strictly prohibited.


10. Limitation of Liability

37xFLP shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of our services.


11. Privacy Policy

Your privacy is important to us. Please refer to our Privacy Policy (available at 37xflp.com/privacy-policy) for details on how we collect, use, and protect your personal information.


12. Changes to Terms and Conditions

37xFLP reserves the right to modify these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting on our website. Your continued use of the Website shall constitute your acceptance of such modifications.


13. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts in Jaipur, Rajasthan.


14. Contact Us

For any queries or concerns regarding these Terms and Conditions, please contact us at:

📧 Email: info@37xflp.com
📍 Address: 602, Sunshine Aditya Apartment, Near Teoler School, Maharana Pratap Marg, Jaipur, Rajasthan – 302041